Credit Cards

7 rules for using credit cards to finance a dream

[ad_1] Matteo Colombo/Getty Images Starting a business, paying for education and even financing a once-in-a-lifetime trip — sometimes credit cards allow people the freedom to take a risk they couldn’t otherwise afford. “There are times when making a charge that is beyond your ability to promptly repay makes sense,” says Martin H. Lynch, director of […]

Investing

Avoid these 7 common retirement investing mistakes

[ad_1] bikeriderlondon/Shutterstock.com Not taking full advantage of tax breaks A person’s actual investments can be less important than the types of accounts used for retirement investing. The tax-favorable 401(k) plans and individual retirement accounts, or IRAs, are a huge leg up in getting to retirement because they enable your tax-deferred earnings to compound. It’s unwise […]

A decade-by-decade retirement investing plan for you

Opening your first IRA? Here are 6 steps you must take

7 low-risk investments with modest returns

Saving Money

Join our exclusive Money Masters group

[ad_1] Rido/Shutterstock.com Have a financial question? You’ve come to the right place! Our Money Masters page on Facebook is a private group that offers you direct access to our team of financial experts. As a member, you’ll be able to ask questions and get personalized advice from some of the sharpest minds in personal finance. […]

What’s old is new again

Is your Macy’s, Sears or Kmart closing?

Savings vs. money market accounts: How to choose