Budgeting

4 ways to stretch your budget for a new baby

wavebreakmedia/Shutterstock.com Start preparing as soon as you get the news Baby-related expenses don’t have to be a huge drain on your finances. Baby needs — beyond diapers and formula — don’t cost that much, especially if you are lucky enough to receive big-ticket items from family and friends, says Julie Scates, certified financial planner, owner […]

Budgeting

Save on new home decor by dyeing curtains

Furnishing your new home doesn’t have to cost an arm and a leg. In fact, you can modify things you already have to fit whatever style or colors you have in mind for your new house. That’s what this month’s Frugal $ense winner, Heidi McIntyre of Canonsburg, Pa., did. August’s Frugal $ense winner: Heidi McIntyre […]

Budgeting

How much does it cost to adopt a child?

Maria Sbytova/Shutterstock.com Adopting a child can he a huge expense for the adopting parents. While some parents-to-be opt to work directly with a public agent, the paperwork and process involved often call for specialized knowledge. Luckily, many private agencies exist to make this process easier, though at a cost. In addition to the actual cost […]

Credit Cards

Best Visa credit cards

mrmohock/Getty Images Some of the best Visa credit cards offer outstanding rewards and perks. But there are a lot of options available, and it can be difficult to narrow them down. You’ll have to decide what type of awards you want and whether a hefty annual fee is worth it. The experts at CreditCards.com have picked their […]

Budgeting

Dinosaur in mirror still young at heart

It took me 50-odd years to behold my own grizzled countenance in the mirror and admit, as comedian Wanda Sykes likes to put it, “I old.” The “50” part seems absurd to me. My jump shot remains unstoppable and I disgust my cardiologist. It’s the oddness of the past half-century that leaves me grinning like […]

Investing

Watch how a Trump presidency affects you

President Trump … and the effects he could have on your wallet. Where things stand The job market is gaining strength. Unemployment is relatively low while consumer confidence is high. The stock market’s main averages reached their highest numbers in more than 16 years. The housing market has recovered largely from the recession-causing collapse. The […]

Budgeting

What does new parenthood cost? Less than you think

Jupiterimages/Getty Images For expectant parents or even those considering starting a family, having an idea of what that first year of parenthood will cost is essential for family planning. But predicting those costs isn’t always easy. The U.S. Department of Agriculture recently published a study finding that the cost of raising a newborn through the […]

Budgeting

8 best ways to make room in your budget for a baby

Africa Studio/Shutterstock.com Fulfill your other dreams first If you have a partner, it’s important you’re both on the same financial page. That’s the advice from Kevin Gallegos, vice president of sales and Phoenix operations, Freedom Financial Network. Gallegos says that if either partner harbors dreams of travel, attending graduate school or conquering Mount Everest, the […]

Budgeting

5 dumb ways your kids make you spend money

Arina P Habich/Shutterstock.com Buying expensive brands Brands and their powerful advertising exert a strong influence on kids. And because children are naturally much less critical consumers, that advertising can be effective. And because children are naturally much less critical consumers, that advertising can be effective. Among children 2 to 6 years old, just a 10- […]