Saving Money

Jean Chatzky: Maximize job benefits

It’s shaping up to be a good hiring year for this year’s graduating class, with 65% of companies reporting they plan to hire recent college graduates, according to CareerBuilder research. Even better? A third plan to offer higher pay than they did in 2014. But pay is just a portion of the compensation package offered […]

Saving Money

Mom’s best money advice

What did you learn from your mom about money? “My mother was all about saving and she was very frugal. We didn’t grow up with a ton of money. She really taught me how to look for a good deal and how to find one. Also, that it’s OK to ask questions when you don’t […]

Saving Money

Jean Chatzky: Rebuild an emergency fund

Should you use your emergency fund to pay off debt? The answer depends on how much you have in that emergency stash, says Greg McBride, CFA, Bankrate’s chief financial analyst. “If you have an adequately padded emergency fund and you have the luxury of using it to pay off high interest rate credit card debt, […]

Saving Money

Jean Chatzky: 4 ways to save on airfare

If last year’s soaring airfares discouraged you from taking a summer vacation (the average price for a domestic flight was $396 in the third quarter of 2014, according to the most recent data from the Department of Transportation) then now’s the time to book before prices take off once again. According to a new travel […]

Saving Money

Avoid the fruit in froyo?

Frozen yogurt is overpriced, but not for the reason you might guess. Self-serve shops — those places that let you pour and sprinkle your own ingredients — charge a huge markup for some of their toppings. This is because their pricing model is based on the weight: you pay the same per ounce, no matter […]

Saving Money

Expensive ‘promposals’ are blooming

Limo drivers, jewelers and florists rejoice: It’s “promposal” season! What are promposals, you ask? They’re exactly what they sound like — and they’re in full swing right now as teenagers jockey for dates to the big spring dance. Making “will you go with me” sound more cool than awkward can be rather expensive, according to […]

Saving Money

Jean Chatzky: How to save more

Today, let’s talk about the 1 percent. Not that 1 percent, but the difference that saving an extra 1 percent — starting today, wherever you are, and continuing for the rest of your working life — could have on your retirement. A recent study from Fidelity Investments took a look at the difference that saving $50 more a month […]

Saving Money

The takeout lifestyle takes off

Seamless, a mobile app-based food-ordering service, has gone to great lengths to promote the New York restaurant-takeout lifestyle. “You and the delivery guy have a secret handshake,” claimed one company ad I saw recently on a subway car. That lifestyle is clearly growing in popularity. Restaurants, delivery and takeout have become a major part of […]

Saving Money

Jean Chatzky: Negotiate your salary

According to Salary.com, 84 percent of employers say they expect job applicants to negotiate salary. But similar research, this time from CareerBuilder, found that only half of applicants actually do, instead taking the first offer extended to them. This is a clear mistake. Research shows that employees who negotiate can increase their starting salaries by an average of $5,000. That […]

Saving Money

Tweeting for America Saves Week

This week is America Saves Week, and Bankrate is proud to be a supporter by promoting financial literacy. Savings are a sore spot in Americans’ financial health. Fewer than 1 in 4 Americans had an adequate emergency savings cushion, according to a Bankrate survey last year, and more than 1 in 4 had no emergency […]