Budgeting

6 cheap and easy ways to donate to charity

gpointstudio/Shutterstock.com Say ‘yes’ at the store You have likely encountered this request before: As the checkout clerk rings up your purchases at the drugstore, he or she asks if you want to donate $1 to a charity ranging from cancer research to feeding hungry children. Next time you’re asked, say yes. “These charitable donations help […]

Budgeting

Dealing with occasional costs

Some costs, like Christmas presents and course materials, don’t come along every month. Try these tips to bring them into your budget. Plan ahead Big costs can creep up on you if you don’t keep an eye on them. Setting reminders on a phone or online calendar for events like Christmas or birthdays can help […]

Budgeting

Give yourself a financial checkup

Understanding your money is vital to managing it properly. Follow these simple steps to check your situation and start taking control. Check your bank balance This is the first step to taking control of your money, and it can be a scary one if you know you haven’t been spending sensibly. You need to understand […]

Budgeting

What it costs to build your own home

Drew Angerer/Getty Images For many people, building their own home is a dream project and lifetime ambition. But first you must ask yourself, “How much does it cost to build a house?” Building your own home comes with a substantial investment in time and money. The first step is to determine your budget. Without a […]